Hubby and I recently purchased a life insurance because we strongly believe in it. We chose term life insurance because we are on a limited budget and the initial premium fits our budget. Your coverage can help you pay off a loan and at the same time provide extra life insurance protection while you are raising your kids. The process was fairly easy, without giving any personal information, we were able to get our life insurance quotes. It's like purchasing a life insurance in an instant. Other companies will ask so many things about you before you can get your quotes.