As a strong believer of life insurance, I have been convincing my brother to purchase a life insurance for his family. I told him that he can start with a term life insurance first if he is on a limited budget because the initial premium is very low. His coverage can help him pay off a loan and at the same time provide extra life insurance protection while he and his wife are raising their children. The policy will be processed immediately, without giving any personal information, and he'll be able to get it on the same day. It's like purchasing a life insurance in an instant. I think I have pretty much convinced him because he asked his wife to check on the website.