When Ginny needed money to fund her roof repair, she asked around where she could borrow the cash without having to pay a high interest. One of her friends introduced her to infinite banking. It's a kind of loan where you could borrow from your whole life insurance and pay it with interest. Unlike other loans where there a lot of paperwork to submit; you only need to sign a few documents here. No need to wait for approvals because you are borrowing your own money. Ginny was surprised that she could do that and now that she knows, she'll never borrow from other loan companies anymore should she need fast cash again.