A friend who's been down with his luck, decided to reconstruct the pieces of his shattered financial life. Hit hard by the stock market but holding several term life insurances, he set out to get back on his feet. Hearing about the theory of infinite banking, he turned to what he had on hand. And following the lessons he learned from the books he has on infinite banking, he's slowly but surely getting back on his feet. He is able to acquire some of the luxuries he once enjoyed. He's also slowly paying his debts. It's good to see someone who's been down get back the lost life he once had.