Ron is thankful that he was able to get back on his feet again. A couple of years ago, when Ketsana aka Typhoon Ondoy attacked Manila, the great flood it brought destroyed everything he had. His home and his car were greatly damaged and all the stocks in his grocery were destroyed. He was practically left with nothing and the little savings he had in the bank was used for repairs. A friend introduced him to unsecured business lines of credit. That's where he borrowed money from to reopen his grocery store. Now he has fully paid that loan and his business is doing great. More tropical storms have passed after Ketsana but Ron is more prepared now.